Savings
Your savings shouldn't lose value overnight.
Two ways to save in stable dollars. No crypto wallet needed.
Naira savings account
12 months ago
₦500,000
Today
₦347,000
↓ −30.6% purchasing power
Earning 4% interest. Losing 26% in real terms.
vs
ZendFlex
12 months ago
$500.00 USDT
Today
$500.00 USDT
Value held ✓
Now worth ₦721,000 in Naira terms.
The difference: ₦374,000. On a ₦500,000 savings.
ZendFlex
Flexible dollar savings. In. Out. Whenever.
- Your balance is held in stable dollars, protected from Naira devaluation.
- Move money in and out any time. No lock-up, no penalties, no minimums.
- Available inside Telegram, whenever you need it.
ZendVault
Lock it. Let it grow. Collect.
Pick a term. Lock your dollars. Collect interest at maturity. Yield is generated through audited Solana DeFi protocols — never by ZendPay holding your funds.
30 days
~6% APY
Withdraw at maturity
60 days
~8% APY
Withdraw at maturity
Best rate
90 days
~10% APY
Best rate · Most popular
Rates are indicative and locked at vault opening. Yield through audited Solana DeFi protocols.
Stop watching your money shrink.
Open ZendPay and save your first dollar in under two minutes.
Open ZendPay in Telegram →@zend_money_bot