Money should move at the speed of a message.
ZendPay started as a simple question. If 900 million people already use Telegram, why should they download another app to send money home, save in dollars, or pay a bill? We built ZendPay so they do not have to.
Today ZendPay is in open beta across Nigeria, with 500+ early users. Every feature is shaped by what they tell us. We are building in public — slowly, carefully, and for the long term.
Igboze built ZendPay because he lived the problem. Moving money between networks, watching savings lose value to inflation, using five different apps to do what should take one message. ZendPay is the product he needed and could not find.
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Mark is the technical architect behind ZendPay's infrastructure. With five years as a full-stack developer, he built the systems that make non-custodial stable-asset savings and instant Naira transfers feel effortless inside Telegram. Every technical decision is made with one goal: the user should never feel the complexity underneath.
Serious rails. Simple interface.
ZendPay is non-custodial. Your dollar balance is held in audited stable assets on the Solana network. All Naira transactions are processed through Paj Cash, our CBN-licensed Nigerian payments partner. Every fee is disclosed before any transaction. ZendPay never holds your funds.
What we've been building.
Most people don't understand gas fees — and that's by design
Every time you move crypto, there's a fee you didn't ask about and can't control. ZendPay absorbs the complexity so you don't have to think about it.
We launched ZendPay — here's what happened next
The first week of open beta taught us more about what people need than six months of planning did. Here's what we shipped and what came next.
Why ZendPay lives inside Telegram and not its own app
900 million people already open Telegram every day. We made a decision early on: go where the users are. This is why.
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Open ZendPay in Telegram →@zend_money_bot