Everything you can do. One chat.
What ZendPay does inside Telegram — and what is coming.
- Live
Send money
Type a name or paste an account. ZendPay finds the right account and shows the fee before anything moves.
8:17
ZendPaybot08:17Sent ✓₦50,000Tunde Bello · GTBank · 0123456789Fee paid: ₦500 · Arrived in 43 seconds8:17ZendPaybot08:17Sent ✓₦50,000Tunde Bello · GTBank · 0123456789Fee paid: ₦500 · Arrived in 43 seconds - New
Voice payments
Hold the mic. Speak. Done. Plain language, no commands to memorise.
8:22ZendPaybot0:058:22 AM ✓✓Got it 👂here's what I heard:Save ₦50,000 in ZendVault90 days · ~10% APYMatures8 Sept 2026Estimated return₦55,000ZendVault opened ✓Rate locked at 10.1% APY.8:22 AMWrite a message...8:22ZendPaybot0:058:22 AM ✓✓Got it 👂here's what I heard:Save ₦50,000 in ZendVault90 days · ~10% APYMatures8 Sept 2026Estimated return₦55,000ZendVault opened ✓Rate locked at 10.1% APY.8:22 AMWrite a message... - Live
Save in dollars (ZendFlex / ZendVault)
Stable dollar balance. Flexible or locked. Earn up to ~10% APY in audited vaults.
Naira savings account12 months ago₦500,000Today₦347,000↓ −30.6% purchasing powerEarning 4% interest. Losing 26% in real terms.vsZendFlex12 months ago$500.00 USDTToday$500.00 USDTValue held ✓Now worth ₦721,000 in Naira terms. - Live
Receive from anywhere
Bank transfer, payment link, or international sender. ZendPay settles Naira into your bank.
2:14ZendPaybotreceive2:14 PM ✓✓here are your receive options 👇receive options🏦 Nigerian bank0123456789 · Zenith◎ Solana8xMf...k3Qp🔗 Payment linkzendpay.xyz/pay/adaactiveWrite a message...2:14ZendPaybotreceive2:14 PM ✓✓here are your receive options 👇receive options🏦 Nigerian bank0123456789 · Zenith◎ Solana8xMf...k3Qp🔗 Payment linkzendpay.xyz/pay/adaactiveWrite a message... - Live
Add money
Top up from any Nigerian bank in under a minute.
- Live
Pay bills
Electricity, internet, TV, airtime — paid in seconds. No queue. No failed-but-debited drama.
- Live
Scheduled payments
Set it once. ZendPay handles rent, subscriptions, and recurring transfers on time, every time.
- Coming soon
Invoice clients
Branded invoices, paid in any currency. Built into ZendPay Business.
Coming soon — part of ZendPay Business3:42ZendPaybotInvoice #0044DraftWeb design services$200.00Total due$200.003:42ZendPaybotInvoice #0044DraftWeb design services$200.00Total due$200.00
Ready to send money the easy way?
Open the bot. Under a minute.
Open ZendPay in Telegram →@zend_money_bot